Evergreen Lending Company Refinance option

Home Refinance

There are many different loan programs available through Evergreen Lending Company. From first time home purchases to debt consolidation, we offer individualized loan programs based on your financial situation and your future needs. All of our loan programs are backed with our Evergreen Promise.

Cash out Refinance: This program is ideal for getting that needed cash through the equity of your home. Some of the more common reasons for this type of refinance are home improvements, additions, decks, landscaping, roof or siding replacement or repair, new carpet or flooring. You could also use it to pay off new or used vehicle loans, weddings, school tuition, or the down payment on an investment property or second home.

Debt consolidation: This involves using the equity in your home to pay off existing debt. The most common debt consolidation involves paying of high interest rate credit cards and automobile loans. Other debt consolidations may pay off existing second mortgages, land purchases, student loans, personal loans, other mortgages, tax liens, collections, real estate taxes, and any other debt that you may have. For more info, click here.

Rate/Term Refinance: This program is used to either reduce the high interest rate of your current mortgage or decrease the pay off length of your mortgage. This is an extremely popular refinance program during times with low interest rates.